mortgages for healthcare professionals
WITH OUR EXTENSIVE EXPERIENCE WORKING WITH DOCTORS, DENTISTS AND NHS STAFF, WE ARE WELL PLACED TO SECURE YOU THE MORTGAGE YOU NEED
Simply Mortgages can secure mortgages for Doctors, Surgeons, Consultants, GPs and other Health Care Professionals.
We can secure mortgages for Newly Qualified and Junior Doctors. We are also experts working with GPs who are directors of Limited Companies or Limited Liability Partnerships.
We work with lenders to secure favourable terms even if the trading period of the company is less than 12 months based on the current turnover and use that income to work out the appropriate level of borrowing.
We have experience securing mortgages for Locum Doctors as well. Despite Locum work not being guaranteed, we work with Banks and Building societies who will accept locum income depending on the period of time the work has been ongoing.
Simply Mortgages can secure mortgages for Dentists including Orthodontists, Periodontist and Dental surgeons.
We work with lenders that consider general salary through the NHS and the additional income from Private Dental work.
If you are a partner at a Dental Practice we can approach lenders who will use the latest years trading history and also lenders who will use projected income if your Practice has not been operational for 2 years.
A lot of NHS staff work long and unsociable hours. Simply Mortgages is completely flexible in terms of discussing your requirements. so if you wish to speak with us in the evening or early in the morning and at weekends, we will always accomodate you.
We can take complete control of the house buying or remortgage process, working with the lender, the surveyor, estate agents and solicitors to ensure a seamless and hassle free experience.
Firstly, its important to understand that the mortgage deals available for healthcare professionals are exactly the same as those available for clients in other occupations. However, certain lenders offer exclusive rates and supportive lending criteria.
Whether you are a newly qualified nurse, or only work bank shifts we work with all lenders that support NHS Staff and with our years of experience we will ensure you have a great experience arranging the finance you need.
Use the link below to contact us and discuss your requirements in more detail.