MORTGAGES FOR LEGAL PROFESSIONALS
WITH OUR EXTENSIVE EXPERIENCE WORKING WITH BARRISTERS, QC’S AND OTHER LAW PROFESSIONALS WE ARE WELL PLACED TO SECURE YOU THE MORTGAGE YOU NEED
Simply Mortgages can secure mortgages for Barristers, QCs and other legal professionals
We work regular with members of the local chambers in Lancashire and surrounding areas. We understand the complex nature of your pay and work with lenders to secure market leading propositions for our clients.
Simply Mortgages can arrange finance on to purchase your main residence or a second home. We can help you with your property investments, both commercial and residential.
We understand that cash flow can be a big issue because of the nature of your work. We understand that cases can take a long period to come to a conclusion or situations where the income expected can be less or more than predicted depending on the outcome of the case.
If you are operating during a time of extreme case load and time is of paramount importance, Simply Mortgages are completely flexible with regards to arranging the time for you to speak with us. We can operate early in the mornings or late into the evenings and also at weekends at a time that suits you.
Simply Mortgages are an award winning brokerage. We can secure mortgages for junior, senior or managing partners wishing to arrange Mortgages.
We work with clients private banks, high street banks, building societies and other exclusive mortgage providers to ensure you obtain the right mortgage for you based on your circumstances
One of the difficulties sourcing mortgages for partners at law firms is that a lot of the time the partner will have a relatively small percentage holding in the company. This can mean that you are classed as self-employed by the majority of mortgage lenders.
Some of the lenders we work with require two to three years proof of taxable income, however, Simply Mortgages can obtain mortgages using as little as one years income. We also work with lenders who can use projected income backed up by a statement from your accountant. This is useful where the next trading year is expected to be significantly higher than the current year.
If you receive income in foreign currency, Simple Mortgages work with lenders that can accept income paid in euros, Saudi Riyals, Dirhams, dollars and many of the worlds other currencies. In addition, we work with British Expats based in other countries to secure mortgages and finance.
An increasing number of specialist lenders are able to consider a shorter track record, if you have recently become a partner, we can help you with various mortgage options to ensure your able to obtain the mortgage you need.
However, no matter the situation, the lenders we work with including Private banks deal in bespoke mortgages, so factors such as recent self-employment, high loan to value mortgages or receiving income in a foreign currency needn’t be a problem as we are experienced in structuring solutions to meet the needs of our clients.
Use the link below to contact us and discuss your requirements in more detail.