Straight answers before you apply.

Legislation 8 min read

The Renters' Rights Act: what landlords actually need to know

Section 21 is being scrapped. Fixed-term tenancies are going. Here is what it means for landlords and buy-to-let mortgages.

Read more Market update 7 min read

US-Iran conflict and UK mortgages: what is the connection?

Oil prices, swap rates and inflation. How global conflict can filter down to what you pay each month.

Read more First time buyers 6 min read

How much deposit do you actually need?

Everyone says 10%. The minimum can be 5%, while more deposit may open up better options.

Read more Self employed 8 min read

The honest truth about self-employed mortgages

The bank said no. That does not mean everyone will. We explain what lenders actually look at.

Read more Mortgages 5 min read

Why getting a mortgage in principle actually matters

It is not just a form. It can help estate agents take your offer seriously in a competitive market.

Read more First time buyers 6 min read

5 things first time buyers get wrong

These mistakes are easy to miss until they are happening to you. Here is how to avoid them.

Read more Rates 6 min read

Fixed vs tracker rate: which is right for you?

A simple way to compare payment certainty, flexibility and risk before choosing a mortgage deal.

Read more Buy to let 7 min read

Is buy-to-let still worth it in 2026?

Tax, regulation and higher rates have changed the sums. The answer depends on the property and your plan.

Read more