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Protection & Insurance

Your mortgage is your biggest financial commitment, but what protects the people making the repayments? We put together tailored protection plans that keep your family secure if the unexpected happens.

We compare policies from leading UK insurers

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Why Definitions Matter More Than Price

Not all policies are equal. The cheapest policy often has the strictest definitions for a claim. A £10/month saving could mean the difference between a £250,000 payout and a rejection. We check how each insurer defines every condition, not just how much they charge.

We Compare Definitions

Not just premiums. We look at how each insurer defines conditions like cancer, heart attack and stroke.

Whole of Market

We have access to every major UK insurer. We're not tied to any single provider or panel.

Honest Advice

We recommend the policies that will actually pay out when you need them, not the ones with the biggest commission.

How It Works

1

We Review Your Situation

We look at your mortgage, income, dependants and any cover you already have to spot any gaps.

2

We Search the Market

We compare policies from every major insurer, checking price, definitions and claim acceptance rates.

3

We Arrange Everything

We handle the application, deal with the underwriting, and advise on placing policies into Trust for faster payouts.

Couple discussing protection options with a Simply Mortgages adviser

Ready to explore your options?

Get in touch for a friendly chat. Honest, straightforward advice from our family to yours.