Protection & Insurance
Your mortgage is your biggest financial commitment, but what protects the people making the repayments? We put together tailored protection plans that keep your family secure if the unexpected happens.
We compare policies from leading UK insurers
Life Insurance
A tax-free lump sum to clear your mortgage and look after your family. Level or decreasing term options available.
Learn more →Critical Illness Cover
A lump sum if you are diagnosed with a serious illness like cancer, heart attack or stroke.
Learn more →Income Protection
Replaces your income if you can't work due to illness or injury. A must for the self-employed.
Learn more →Family Income Benefit
Monthly tax-free payments to your family instead of a lump sum. Often the most affordable option.
Learn more →Buildings & Contents
Cover for your property and possessions. Required by every mortgage lender before completion.
Learn more →Business Protection
Key person cover, relevant life policies and shareholder protection for company directors.
Learn more →Why Definitions Matter More Than Price
Not all policies are equal. The cheapest policy often has the strictest definitions for a claim. A £10/month saving could mean the difference between a £250,000 payout and a rejection. We check how each insurer defines every condition, not just how much they charge.
We Compare Definitions
Not just premiums. We look at how each insurer defines conditions like cancer, heart attack and stroke.
Whole of Market
We have access to every major UK insurer. We're not tied to any single provider or panel.
Honest Advice
We recommend the policies that will actually pay out when you need them, not the ones with the biggest commission.
How It Works
We Review Your Situation
We look at your mortgage, income, dependants and any cover you already have to spot any gaps.
We Search the Market
We compare policies from every major insurer, checking price, definitions and claim acceptance rates.
We Arrange Everything
We handle the application, deal with the underwriting, and advise on placing policies into Trust for faster payouts.
