Protection
Buildings & Contents
Every mortgage lender needs buildings insurance in place before completion. We source cover for your property and belongings so you're protected from day one.
What Is Buildings Insurance?
Buildings insurance covers the structure of your home: the walls, roof, floors, windows, doors, fitted kitchen and bathroom. It protects against damage from fire, flood, storm, subsidence and vandalism, and also covers permanent fixtures like central heating, plumbing and wiring.
Your lender will need buildings insurance in place before you can complete on the property. The cover amount should be the rebuild cost (what it would cost to rebuild from scratch), not the market value.
Contents insurance is optional but worth having. It covers your personal stuff inside the home: furniture, electronics, clothes, jewellery and more.
